Standing instruction: on the first of each month, ask me how much I've paid toward this year's deductible and out-of-pocket maximum, from my plan's portal. When I'm within reach of the maximum, or have met it, list the care I've been putting off that my plan covers (a procedure, a scan, physical therapy, a new pair of glasses if they're covered, a specialist visit) and remind me how far ahead each must be booked, so it happens before the reset on [date]. Starting three months before the reset, remind me every two weeks.